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The rates listed below are effective as of March 19, 2008
Share Savings Accounts
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Regular Share Savings
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$50.00 & Above
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Compounded Monthly
|
0.25%APY*
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Christmas Club Account
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$50.00 & Above
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Compounded Monthly
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0.25%APY*
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$500.00-$2,499.00
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Compounded Monthly
|
.10%APY*
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$2,500.00-$9,999.00
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Compounded Monthly
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.25%APY*
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$10,000.00-$24,999.00
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Compounded Monthly
|
.50%APY*
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| $25,000.00-Above |
Compounded Monthly
|
.75%APY*
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$250,000 Plus
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Compounded Monthly
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2.25%APY*
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*=Annual Percentage Yield; Rates Are Subject To Change Without Notice.
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| $50.00-$2,499.99 |
Compounded Monthly |
.25%APY* |
| $2,500.00-$9,999.99 |
Compounded Monthly |
1.75%APY* |
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$10,000 plus
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Compounded Monthly
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2.25%APY*
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*=Annual Percentage Yield; Rates Are Subject To Change Without Notice.
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Share Certificate Accounts & IRA Certificate Accounts
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| 6 Month Term |
Quarterly Compounding |
3.00%APY |
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1 Year Term
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Quarterly Compounding
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3.10%APY*
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| 14 Month Term |
Quarterly Compounding
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3.25%APY* |
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18 Month Term
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Quarterly Compounding
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3.25%APY*
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2 Year Term
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Quarterly Compounding
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3.35%APY*
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3 Year Term
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Quarterly Compounding
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3.51%APY*
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| 42 Month Term |
Quarterly Compounding
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3.75%APY* |
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4 Year Term
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Quarterly Compounding
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3.60%APY*
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| 54 Month Term |
Quarterly Compounding
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4.00%APY* |
| 5 Year Term |
Quarterly Compounding |
3.75%APY* |
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Penalty Free Certificate
*For the Penalty Free Certificate, minimum balance required is $5,000.00, and there is no penalty for early withdrawals.
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Quarterly Compounding
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2.50%APY*
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Earn up to an additional 1.00 APY on the 14, 42 and 54 Month Certificate Specials. Ask for Details on how you can earn this.
APY=Annual Percentage Yield; Rates Are Subject To Change Without Notice. Early withdrawal penalties apply. Minimum balance required for a share certificate account is $500.00. Minimum balance required for a share certificate account for Kids & Teens (Ages 0-18) is $100.00 .
| Investor's Choice Accounts |
| $500.00-$10,000.00 |
Monthly Compounding |
.25%APY* |
| $10,000.00-$24,999.00 |
Monthly Compounding |
1.75%APY* |
| $25,000.00-$49,000.00 |
Monthly Compounding |
1.85%APY* |
| $50,000.00-$99,000.00 |
Monthly Compounding |
2.00%APY* |
| $100,000 & Above |
Monthly Compounding |
2.25%APY* |
*=Annual Percentage Yield; Rates Are Subject To Change Without Notice.
Minimum balance required for an Investor's Choice Account is $10,000.00.
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Dakotaland Federal Credit Union offers a tiered-pricing program. This allows as many members as possible to obtain financing. Your individual rate will be determined by type and/or age of your collateral offered, length of the loan, and your credit history. *=Annual Percentage Rate. Other terms are available. Rates Are Subject To Change Without Notice.
Discount of up to 1.00% APR* of stated rates may apply to auto, recreational, and signature loans.
See loan officer for details.
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Auto Loan Rates |
| 2008 - 2002 |
Dakota Platinum
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Dakota Gold
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Dakota Silver
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Dakota Bronze
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| 36 Months |
6.00% APR*
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6.50% APR*
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7.50% APR*
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9.50% APR*
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| 48 Months |
6.25% APR*
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6.75% APR*
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7.75% APR*
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9.75% APR*
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| 60 Months |
6.50% APR*
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6.75% APR*
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8.75% APR*
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10.75% APR*
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66 Months(05-08 only)
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6.75% APR*
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7.50% APR*
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n/a
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n/a
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72 Months(05-08 only)
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7.75% APR*
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8.25% APR*
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n/a
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n/a
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Model Year
2001 & Older
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Dakota Platinum |
Dakota Gold |
Dakota Silver |
Dakota Bronze |
| 36 Months |
8.50% APR*
|
9.00% APR*
|
9.50% APR*
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13.00% APR*
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| 48 Months** |
8.75% APR*
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9.50% APR*
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9.75% APR*
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13.25% APR*
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**Minimum of $5000 financed for 48 month term.
Recreational Vehicle Rates
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Recreational Loans
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Dakota Platinum |
Dakota Gold |
Dakota Silver |
Dakota Bronze |
| 24 Months |
6.50%APR*
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6.75%APR*
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7.75%APR*
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9.75%APR*
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| 36 Months |
6.50%APR*
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6.75%APR*
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7.75%APR*
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9.75%APR*
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| 48 Months |
6.50%APR*
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7.00%APR*
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8.00%APR*
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10.00%APR*
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| 60 Months |
6.50%APR*
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7.00%APR*
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9.00%APR*
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11.00%APR*
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Signature Loan Rates
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Signature Loans
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Dakota Platinum |
Dakota Gold |
Dakota Silver |
Dakota Bronze |
| 12 Months |
9.00%APR*
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9.50%APR*
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11.00%APR*
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16.00%APR*
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| 24 Months |
10.00%APR*
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10.50%APR*
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12.00%APR*
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16.00%APR*
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| 36 Months |
10.50%APR*
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11.00%APR*
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13.00%APR*
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16.00%APR*
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Certificate Or Share Secured Loan Rates
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Certificate/Share Secured
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Loan Term |
Loan Rate |
| Certificate Secured |
Certificate Term |
2.00% Above Certificate Rate |
| Investor's Choice Secured |
60 Months |
5.00%APR* |
| Share Secured |
60 Months |
4.00%APR* |
Overdraft Protection
| Overdraft Protection |
13.00%APR* |
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