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Share Savings Account Fees
Membership Application None
Membership Application None
Monthly Service Charge None
Savings Transfer To Cover Overdraft $2.00
Savings Transfer Charge

(Federal Regulation D permits a total of six transfers from each savings account by preauthorization, automatic, or telephone. For more information, refer to your Truth-In-Savings Disclosure)

 $1.00
Early Account Closing & Immediate Reopen

(Share Savings Only)

 $15.00
Early Account Closing & Immediate Reopen

(with ATM,Checkcard, Visa, IRA)

 $15.00
Early Account Closing With Loan $15.00

per account

$25.00

per loan
Early Account Closing (Closing Within 6 Months Of Open Date) $15.00
Dormant Account Fee

(No activity for 12 months, balance under $100, no loan account, no certificate account, children & teen accounts are not applicable to fee)

 $30.00 Per Year

Checking Account Fees
Monthly Fee None
Overdraft

(per item-check, Checkcard, or ACH debit)

 $22.00
Continuous Overdraft Fee

(Starting on the 8th day of negative balance)

 $3.00
Returned Check

(per item, check or ACH)

 $22.00
Savings Transfer To Cover Overdraft $2.00
Stop Payment Order

(per order-Check or ACH)

 $20.00
Check Printing

(depends on style and quantity selected)

 Varies
Temporary Checks .50cents/each
Photocopy Of Check

(per item)

 $5.00
Overdraft Covered By Loan

(Overdraft Protection)

 None
Early Account Closing & Immediate Reopen

(checking only)

 $15.00
Early Account Closing & Immediate Reopen

(with ATM, Checkcard, Visa, IRA)

 $25.00
Early Account Closing With Loan $15.00

per account

$25.00

per loan
Early Account Closing

(Close Member Account Within 6 Months Of Opening)

 $15.00

Safe Deposit Box Fees
22"x10"x3" Safe Deposit Boxes $25.00
22"x10"x5" Safe Deposit Boxes $35.00

ATM/Checkcard Fees
Overdraft by ATM Withdrawal

(per item)

 $22.00
ATM Transaction at DFCU Owned ATM

(performed with DFCU cards)

 Free
ATM Transaction at non DFCU Owned Advantage ATMs

(performed with DFCU cards)

 Varies

(depending on owner of the machine)
ATM Transaction at non Advantage ATM

(per transaction)

 $1.50
ATM/Checkcard PIN Reminder $1.00
International Transaction

(per transaction)

 1%
Replace ATM/Checkcard $5.00
ATM Dispute Charge $13.00

Visa Fees
Visa Late Payment Fee $20.00
Returned Payment Fee $25.00
Replacement Card

(per card)

 $5.00
Replacement Card

(overnight-per card)

 $15.00
Document Copy Fee

(per item)

 $5.00
Foreign Credit Card Cash Advance $5.00
International Transaction

(per transaction)

 1%

Other Fees
Cashier's Check

(per item, no fee if payable to member)

 $3.00
DFCU Issued Checks

(per check, no fee if payable to member)

 $5.00
Account Reconciliation

(per hour/1 hour minimum)

 $15.00
Account Research

(per hour/1 hour minimum)

 $15.00
Wire Transfer-Domestic Outgoing

(per wire)

 $20.00
Wire Transfer-Domestic Incoming

(per wire)

 $5.00
Wire Transfer-Foreign $50.00
Printout Of Account History/Statement Copy

(per statement)

 $2.00
Member Business Check Cashing Fee

(if combined savings and loans are less than $500)

 $3.00

if less than $100

$5.00

if greater than $100
Check Cashing Fee

(can be avoided by having different services. Ask for details.)

$5.00
Stop Payment Request on EFT/ACH $20.00
Traveler's Checks - For One Free
Traveler's Checks For Two

(per $100)

 $.50
American Express Gift Checks

(per check)

 $1.25
Money Orders

($1,000 maximum per each money order)

 $2.00
Tax Levy/Garnishment $50.00
Backup Withholding Fee

(per month)

 $5.00
Inactive IRA Fee

(If combined balance is under $500 & no activity for 12 months)

 $10.00/year
IRA Transfer Fee

(Out of custody of Dakotaland Federal Credit Union)

 $25.00
Unable To Locate Fee

(every 6 months-$5.00 per month)

 $30.00
Fax Service

(sending or receiving, per page)

 $1.00
Check Collection Fee

(DFCU Checks)

 $10.00

Member Fee

$15.00

Non-Member Fee
All fees are subject to change.