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DFCU Personal Loans

DFCU offers a signature installment loans with terms available up to 36 months. Rates are based on your personal credit history. See our rates page for current interest rates and use our Loan Calculators to help you determine the loan financing and payment options that will be best for you.

Repaying is easy. You can set up your loan for weekly, biweekly, monthly or semi-monthly payments. Each payment will be the same amount. That amount, and how your previous payments were applied to principal and interest, are shown on your regular Dakotaland statement.

You can repay electronically by: 1) Paying online with E*Teller, by simply transferring from any of your DFCU accounts, 2) You can make loan payments using DFCU's Touch-Tone Teller, or 3) You can have us automatically make the payments by automatic transfer.

Alternatives To A Personal Loan

While a DFCU Personal Loan is convenient, it may not always be the most economical way to finance what you want to buy. Here are some money-saving alternatives-

Borrow against your car

If you have equity in your car, you can borrow against that equity with a Dakotaland Auto Loan. The rates are much lower because you have pledged your vehicle as collateral on the loan.

Borrow against your home

If you have equity in your home, you can borrow against that equity with a Dakotaland Real Estate or Home Equity Loan. The rates are usually the lowest available because you're pledging your home as collateral on the loan.

How To Apply

Apply online or by phone 24 hours a day. Most members will have an answer within 24 hours if your application is made during regular business hours. You can also apply at any DFCU Location, or print out a Loan Application and fax it to the Consumer Loan Department at 605-352-2852

If you have any questions, please speak with one of our loan officers at your nearest DFCU Location.