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DFCU Share Savings, Investor's Choice & Certificate Secured Loans

When you have a sizable nest-egg, rather than spend it, you may want to borrow against it. A Dakotaland Share Savings or Certificate Secured Loan give you an economical way to do that.

Rates on loans secured by a DFCU Primary Share Savings Account, an Investor's Choice Account or a Dakotaland Certificate are based on a margin above the rate on the account that you are using as collateral. See our rates page for current interest rates and margins. The rate on your loan is fixed for the full term. Use our Loan Calculators to help you determine the loan financing an payment options that are best for you.

We Have Convenient Repayment Options

Repaying is easy. You can set up your loan for weekly or monthly payments. Each payment will be the same amount. That amount, and how your previous payments were applied to principal and interest, are shown on your regular Dakotaland statement.

You can repay electronically by: 1) Paying online with E*Teller, by simply transferring from any of your DFCU accounts, 2) You can make loan payments using DFCU's Touch-Tone Teller, or 3) You can have us automatically make the payments by automatic transfer.

How To Apply

Apply online or by phone 24 hours a day. Most members will have an answer within 24 hours if your application is made during regular business hours. You can also apply at any DFCU Location, or print out a Loan Application and fax it to the Consumer Loan Department at 605-352-2852