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Kids & Teen Club

DFCU's Kids & Teens Club Offers Education & Fun
In our credit-driven society, it is important that we don't forget a very basic financial principle-saving money at a young age can make you prosperous in later years. DFCU has products and services available for all youth ages 0-18!

Teach Your Kids To Be Financially Successful Adults: Click here for more information.

Program Available For Pre-K Financial Education: Thrive By Five!

Children learn about money from many sources. Long before they enter school, they observe adults using money and buying things. Teaching your children basic lessons about money, will increase that the chance that your child's values will be similar to yours. You may use the activities included in the link above at no charge for educational, non-commercial purposes.

Credit Union Products/Services Available Beginning at Birth

 Primary Savings Account As soon as you have a Social Security Number you can open this account and become a member of Dakotaland. A parent or guardian can open this account for you if you are too young to sign. Want to know how much you can save? Check out our Savings Calculators.

Certificate Accounts Members 18 years of age and under can get our Regular Certificate dividend rates with a much lower minimum balance - just $100 instead of $500. We call these our Kids & Teens Club Certificates. Certificate Accounts carry our highest dividend rates. They are available to you as soon as you are a member.

Investor's Choice Account This account pays a higher dividend rate than the Primary Savings once your account balance exceeds $10,000. It is available as soon as you are a member.

Special Savings Account You can open this account to save for a special purpose and give it a name such as Fun Money, First Car or College. This is available to you as soon as you are a member.

Electronic Services As soon as you are a member, you can use E*Teller and Touch-Tone Teller. If an adult is a joint owner on your accounts, they can have a DFCU ATM/Check Card so they can more conveniently make deposits and withdraw cash from your account for you.

Credit Union Products/Services Available Beginning at Age 12

Checking Accounts You can open a checking at any age, but we think age 12 is a good place to start. You will need to have a legal adult as a joint owner on your account until you turn 18.

ATM/Check Card Again, just like the checking account, you can have an ATM/Check Card at any age, as long as you have a legal adult as a joint owner on your account until you turn 18.