 Share Savings Account
Dakotaland's savings accounts will give you a safe and reliable place for your money to grow. Dakotaland offers a wide variety of accounts to suit your savings goals. Our basic Saving Account, the Share Account, establishes your membership with the credit union and is the foundation of your financial plan.
• Maintain the minimum balance in your account ($5.00)-and you are a member for life
• Earn dividends on balance of $50 or more
• Access your Share Account 24 hours a day with Touch-Tone Teller, our automated teller and/or E*Teller, our online account access product
Use our Savings Calculators to help you determine the savings plan needed to meet your goals.
Safety & Security
DFCU's Primary Savings Account is federally insured along with your other DFCU savings up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Additional aggregate coverage is possible depending on how you structure the ownership of your family's accounts.
Savings Rates
|
Convenient Access To Your Account
You can access your account 24 hours a day using DFCU's E*Teller, Touch-Tone Teller, or any DFCU ATM. You can also access your account at any DFCU location and make deposits by mail.
When you direct deposit your net pay, Social Security, or pension into your DFCU Checking Account, you'll want to regularly transfer some of this money into your Share Savings Account. It's easy. You can set up automatic transfers on E*Teller. It's a great way to pay yourself first and make your money grow faster.
*Federal Reserve Regulation D limits total phone or E*Teller transfers or withdrawals from all savings accounts into your checking account to six per month. Loan
payment transfers, teller counter transactions, ATM transactions, deposits, and transfers into your account are unlimited.
Open Your Account Today
To open your account, apply online or print out a Checking/Savings Application (.pdf format), fill it out completely, and return it to any DFCU location.
USA Patriot Act Information
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our members' identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our members and our country.
Fore more information about savings accounts or any of DFCU's products and services, visit any of our locations or call (605) 352-2845 or (800) 440-6573.
Rates may change after the account is opened and are subject to change at any time.
|