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Special Share Accounts

At Dakotaland, you can set up multiple Special Share Accounts to save for any purpose under the sun and name them. The names you select for your accounts will appear on your Dakotaland account statements and on E*Teller so you can easily track your progress toward your savings goals. You might name one "Vacation" for that upcoming trip of a lifetime or "Car" for the down payment on your next new car.

You can open a Special Share Account with as little as a penny!

Use our Saving Calculators to help you determine the savings plan needed to meet your goals.

Safety & Security


DFCU's Special Share Accounts are federally insured along with your other DFCU savings up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Additional aggregate coverage is possible depending on how you structure the ownership of your family's accounts.

Convenient Access To Your Account

You can access your account 24 hours a day using DFCU's E*Teller, Touch-Tone Teller, or any DFCU ATM. You can also access your account at any DFCU location and make deposits by mail.

 When you direct deposit your net pay, Social Security, or pension into your DFCU Checking Account, you'll want to regularly transfer some of this money into your Special Share Account. It's easy. You can set up automatic transfers on E*Teller. It's a great way to pay yourself first and make your money grow faster.

*Federal Reserve Regulation D limits total phone or E*Teller transfers or withdrawals from all savings accounts into your checking account to six per month. Loan payment transfers, teller counter transactions, ATM transactions, deposits, and transfers into your account are unlimited.


Open Your Account Today

To open your account, apply online or print out a Checking/Savings Application (.pdf format), fill it out completely, and return it to any DFCU location.

For more information about savings accounts or any of DFCU's products and services, visit any of our locations or call (605) 352-2845 or (800) 440-6573.

Rates may change after the account is opened and are subject to change at any time.

Savings Rates